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Auto
Liability, collision, and the uninsured-driver coverage most Texas drivers carry too little of.
Start the auto application →- What it covers
- Injuries and property damage you cause to others
- Damage to your own vehicle, from collision or otherwise
- Uninsured and underinsured motorists
- Rental car and roadside assistance, if added
- What it doesn't cover
- Using your car for delivery or rideshare, unless endorsed
- Regular mechanical breakdown
- Typical limits
- Texas minimums are 30/60/25. That's low enough that one serious accident goes past it and into your assets — most clients carry 100/300 or more.
- Worth knowing
- Uninsured motorist coverage is the one people decline to save a little, and the one they need most. Roughly one in eight Texas drivers is uninsured.
Common questions about auto
What does auto cover?
Injuries and property damage you cause to others. Damage to your own vehicle, from collision or otherwise. Uninsured and underinsured motorists. Rental car and roadside assistance, if added.
What does auto not cover?
Using your car for delivery or rideshare, unless endorsed. Regular mechanical breakdown.
What limits are typical?
Texas minimums are 30/60/25. That's low enough that one serious accident goes past it and into your assets — most clients carry 100/300 or more.
What should I watch out for?
Uninsured motorist coverage is the one people decline to save a little, and the one they need most. Roughly one in eight Texas drivers is uninsured.