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Insurance for landscaping & lawn care
Maintenance crews, design-build, irrigation, and tree work.
- Usually needed
- General liability, commercial auto for trucks and trailers, inland marine for mowers and equipment, and workers' compensation.
- Where claims come from
- Equipment theft from trailers, rocks thrown by mowers into windows and cars, and vehicle accidents with crews on board.
- Watch out for
- Tree removal and anything involving climbing or chainsaws is rated differently and excluded on some policies. Tell us if you do it.
- Also relevant
- Chemical application needs a specific endorsement for herbicide drift onto neighboring property.