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Insurance for medical, dental & clinics

Private practices, dental groups, outpatient clinics, and imaging centers.

Usually needed
Professional liability (malpractice), general liability, workers' compensation, cyber with HIPAA coverage, and equipment coverage.
Where claims come from
Treatment allegations, and increasingly, protected health information exposed through email or a vendor.
Watch out for
Claims-made malpractice policies. If you switch carriers or retire without tail coverage, past patients can still bring claims against nothing. Ask about tail before you move.
Also relevant
HIPAA breach notification costs alone can run past six figures for a mid-sized patient list. Cyber limits should reflect record count.