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Insurance for medical, dental & clinics
Private practices, dental groups, outpatient clinics, and imaging centers.
- Usually needed
- Professional liability (malpractice), general liability, workers' compensation, cyber with HIPAA coverage, and equipment coverage.
- Where claims come from
- Treatment allegations, and increasingly, protected health information exposed through email or a vendor.
- Watch out for
- Claims-made malpractice policies. If you switch carriers or retire without tail coverage, past patients can still bring claims against nothing. Ask about tail before you move.
- Also relevant
- HIPAA breach notification costs alone can run past six figures for a mid-sized patient list. Cyber limits should reflect record count.